University of Málaga

Department of Economics

Universidad de Málaga

Área de Fundamentos del Análisis Económico


Ana Lozano Vivas

Full Professor
Department of Economics
Office Tel: +34 952 13 1256
e-mail address: avivas@uma.es

Ana Lozano Vivas

Catedrática de Universidad
Departamento de Teoría e Historia Económica
Tel: 952 13 1256
email: avivas@uma.es

 

Education                                                                                                                                   Educación                                          

 Ph.D in Economics, University of Malaga,1992

 

 Doctorado en Economía, UMA, 1991

 BS Economics, Universidad de Málaga, 1987

 

 Licenciada en Economía, UMA, 1987

Research Fields                                                                                                                         Campos de Interés

  • Efficiency                                                                                                                                                                                  Eficiencia
  • Productivity                                                                                                                                                                           Productividad
  • Economics of Baking                                                                                                                                                           Economía Bancaria

Recent Publications                                                                                                                 Publicaciones Recientes

  1. “How Does Cross-Border Activity Affect the EU Banking Markets.” European Financial Management, (forthcoming) (with Laurent Weill).
  2. “Do Performance and Environmental Conditions Act as Barriers for Cross-Border Banking in Europe?.” OMEGA, (forthcoming) (with Jesús T. Pastor).
  3. “Measuring and Explaining the Impact of Vertical Product Differentiation on Banking Efficiency.” Managerial Finance, 2009, vol. 35(2), pp. 246-259.
  4. “Deregulation and Convergence of Banking: The EU Experience.” Finish Economic Papers, 2008, vol. 21(2) pp. 1-14, (with Paul Evans and Iftekhar Hasan).
  5. Multistrategic Spatial Competition in Banking.” International Journal of the Economics Business, 2007, vol. 14(3), pp. 351-366, (with Moshe Kim and Antonio J. Morales).
  6. “Demanda y Competencial Potencial en el Sector Turístico de Andalucía.” Información Comercial Española, 2006, pp. 45-58, (with Antonio J. Morales and Lucía Navarro).
  7.  “Banking and Economic Activity Performance: An Empirical Study at the Country Level.” The Manchester School, 2006, vol. 74 (4), pp. 469-482 (with Jesús T. Pastor).
  8. “Relating Macroeconomic Efficiency to Financial Efficiency: A Comparison of Fifteen OECD Countries over Eighteen Year Period.” Journal of Productivity Analysis, 2006, vol. 25(1), PP. 67-78 (with Jesús. T. Pastor).
  9. "Loan Loss Provision Decisions: An Empirical Analysis of the Spanish Depository Institutions." Journal of International Accounting, Auditing & Taxation, 2005, vol 14, pp. 507-515, (with  A. Asokan and I. Hasan).
  10. "Deregulation and Productivity: The case of  Spanish Banks." Journal of Regulatory Economics, 2005, vol. 14, pp.55-77, (with S. Kumbakhar). 
  11. "Walras’ s Law" in J. Segura and C. Rodríquez Braun (eds.), Eponimous Dictionary of Economics,  Edward Elgar, 2004, pp. 268.
  12. “Does deregulation make markets more competitive? Evidence of Mark-ups in Spanish Savings banks. Applied Financial Economics, 2004, vol. 14, pp. 507-515, (with  S. Kumbakhar).
  13. "Deregulation, Markup and Productivity Change: The case of Spanish Banks." Research in Banking and Finance, 2003, vol. 3, pp. 79-100,  (with  S. Kumbakhar).
  14. "The Role of Loan Loss Provisions in Earnings Management, Capital Management, and Signaling: the Spanish Experience." Advances in International Accounting, 2003, vol. 16, pp.43-63, (with  A. Asokan and I. Hasan).
  15. Productividad y Estructura de Balance en el Sector Bancario.” Papeles de Economía Española, 2002, nº 94, pp. 170-180.
  16. "An Efficiency Comparison of European Banking Systems Operating under Different Environmental Conditions." Journal of Productivity Analysis, 2002, vol. 18, nº 1, pp.59-78,  (with  J.T. Pastor, J.M. Pastor).
  17. "Deregulation and efficiency of Taiwanese banks," in Productivity and Economic Performance in the Asia-Pacific Region, ed. by Tsu-Tan Fu, C. J. Huang and C.A.K. Knox, Edward Elgar Ltd. , 2002, ISBN 1-84064-726-4, pp. 184-207, (with R. Chou, I. Hasan).
  18. "Organizational Form and Expense Preference: Spanish Experience" Bulletin of Economics Research, 2002, vol. 18(1), pp. 59-78, (with  I. Hasan).
  19. "Bias in Malmquist index and cost function productivity measurement in banking." International Journal of Production Economics, 2002, 76 pp. 177-188,  (with  D. B. Humphrey).
  20. “La eficiencia del sistema bancario español en el marco de la Unión Europea. Ekonomiaz, 2001, nº 48 pp. 318-343.
  21. "How Emergent Countries Banks Could Improve their Performance by Adopting the Technology of Developed Countries: The Case of Tunisia." Journal of Development and Economic Policy, 2001, Vol. 3 nº 2 pp. 51-74, (with  M. Chaffai and M. Dietsch).
  22. "European bank performance beyond country borders: What really matters?." European Finance Review, 2001, Vol. 5 (1/2) pp. 141-165, (with I. Hasan and J.T. Pastor).
  23. "Technological and environmental differences in the European banking industries." Journal of Financial Services Research, 2001, Vol. 19 (2/3) pp. 147-162,  (with  M. Chaffai and M. Dietsch).
  24. "The effects of deregulation on the performance of financial institutions: The case of Spanish savings banks." Journal of Money, Credit, and Banking, 2001, 33(1) pp. 101-120,  (with S. Kumbakhar, C.A.K. Lovell, I. Hasan).
  25. "How the Environment Determines Banking Efficiency: A Comparison Between French and Spanish Industries." Journal of Banking and Finance, 2000, vol. 24, pp. 985-1004, (with Michel Dietsch).
  26. "Deregulation, Banking Strategy, and Performance." International Business and Finance, 1999, vol. 14, pp. 189-210, (with I. Hasan and C. Hunter).
  27. "Efficiency and Technical Change for Spanish Banks." Applied Financial Economics, 1998, vol. 8, pp. 289-300.
  28. "Efficiency of the Spanish Savings Banks from the Profit Function." European Journal of Operational Research, 1997, vol. 98, pp. 381-394.

Working Papers                                                                                                                          Documentos de Trabajo

  1. “The Impact of Non-Traditional Activities on the Estimation of Bank Efficiency: International Evidence”, under third review, Journal of Banking and Finance (with Fotios Pasiouras).
  2. “Deregulation and Product Differentiation in the Banking Industry” under first review, Banks and Bank Systems (with A.J. Morales).
  3.  “Consolidation in the European Banking Industry: How Effective is it?, under second review, Journal of Productivity Analysis (with Subal Kumbakhar, Meryem Fethi and Mohamed Shaban).
  4. “Off-Balance-Sheet Activity under Adverse Selection: The European Experience”, under second review, Journal of Financial Services Research, (with Miguel Angel Durán).
  5. “The Multi-Incumbent Curse: The Effect of Asymmetric Regulation on Spanish Banking Competition” (with M.A. Meléndez and J.A. Morales).
  6. “Evaluation Risk Taking in Bank Cost Efficiency in the EU Countries” (with Subal Kumbakhar).
  7. “Do Foreign Bank Take Advantages of Financial Center? The Case of Luxembourg” (with Claudia Curi).

 

Teaching                                                                                                                                         Docencia

Current Academic year (First term): Teoría Económica de las Finanzas.

 


Departamento de Teoría e Historia Económica
 
Facultad de Ciencias Económicas y Empresariales
Universidad de Málaga
Plaza El-Ejido s/n
29013 Málaga
Teléfono: +34 952 13 1296
Fax: +34 952 13 1299
 

 

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Last updated: September 26, 2005